Bankruptcy FAQ’s

Bankruptcy is a proceeding under federal law whereby you are granted partial or complete relief from the payment of your debts. This initial relief is provided in the form of an automatic stay issued immediately upon the filing of the bankruptcy petition, which, with a few narrow exceptions, stops all creditor collection activities. If you have been a debtor in a bankruptcy that was dismissed within the last year, we may have to file a motion to keep this automatic stay from expiring in 30 days from the date you file the bankruptcy. The final relief comes at the end of the case when the bankruptcy court enters an order eliminating your responsibility to pay certain debts. This final order is called the discharge.